Master Trust Program

Master Trust Insurance Programs for Fiduciaries

For over three decades, SES has been the premier insurance partner for financial institutions, private trust companies, and wealth management firms serving as fiduciaries for real estate portfolios. We safeguard your portfolio under one powerful policy with one expiration date and one point of contact that drastically reduces administrative burden and potential exposure.

Our Master Trust program is pioneered from years of industry-leading expertise and is designed to reduce liability for fiduciary agents. With our SES Master Trust workflow tool, agents can easily make independent changes inside the policy to maximize their time without increasing their burden.

Those who manage trusts and pooled investments need processes that increase efficiency as well as offering simple methods of accounting and transparency. Whether you are a portfolio manager for multiple assets from a pension scheme, employee benefits investment program or a single property portfolio, SES has experienced insurance real estate investment professionals to drive simplicity, as well as efficiency. If you are interested in getting a Master Trust, contact us at 123-456-789 or fill out this form.

The Importance of Master Trust Policies

A Master Trust enables a fiduciary to manage multiple real estate properties under one policy. When one portfolio combines the assets of many investors, finding ways to combine all the components under one umbrella is a priceless management tool.

The assets of real estate investors in particular must be protected at all times against property damage and liability concerns. Policies contain specific wording for trust relationships and coverage that contemplates loss for situations that are often unique to trust property.

Single Master Trust Insurance Policy for Your Portfolio

Leveraging our expertise in the Trust space with carrier partnerships and an innovative technology platform, we have become the trusted partner to financial communities and retail brokers alike. We are known to provide the best coverage with optimal value.

Seamless and Simple Innovative Portfolio Platform

Portfolio management has never been easier than with our TIMS platform (Total Insurance Management System), our proprietary client and agent-enabled system that goes beyond the core post-bind activities needed for end-to-end policy administration of clients’ dynamic real estate portfolios.

Our robust, self-service capable system gives you the ability to:

Coverage Customized for Financial Institutions

The package policy, with broad named insured wording, offers property and liability for real and personal property assets. Earthquake and flood coverage are also available. The policy contains unique wording for trust relationships and coverage that contemplates loss for situations that are often unique to trust property.

Excess Earthquake and Flood

Catastrophic perils under the Master Trust are written with annual aggregates. The total values of the property portfolio and geographical characteristics may result in a need for higher limits. SES has secured XSDIC options from some of the world's largest carriers to offer higher catastrophic limits to better insulate property portfolios.

Excess Liability

Additional liability limits over the Master Trust are available on an individual basis. The utilization of a separate excess liability policy offers additional protection from third party exposures for a fiduciary’s trust asset portfolio. Excess liability coverage can act as a buffer between the Master Trust policy and corporate umbrella liability limits or may replace corporate umbrella liability limits altogether.