We are excited to announce a new partnership with Zurich North America, effective January 1, 2020, the Real Estate Investor Program. SES and Zurich are already closely aligned in their risk appetite and goals, as is evidenced by our 20 plus year relationship on our Financial Institutions program. Adding Zurich to our existing portfolio will allow us to continue to expand our distribution in existing markets and provide new marketing channels in other areas. Capitalizing on Zurich’s stellar reputation combined with our expertise in the industry, we expect to see tremendous growth in policies, increased business opportunities, and premium in 2020. Please reach out to us if you would like to discuss how we can help you develop your real estate portfolio book of business.