Landlord Insurance For Multi Family Rental Properties

Real Estate Investor Programs
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Customizable Multi Family Insurance for Real Estate Investors

For over three decades, the real estate investment experts at SES Risk Solutions have delivered modern, flexible insurance solutions that provide comprehensive coverage for residential portfolios. The SES Master Policy for Multi Family properties safeguards your entire residential portfolio under one policy. Custom-built to protect investors with Multi Family rental portfolios, our program allows you to focus on growing your investment without worrying about the day-to-day risks.

Our policy offers flexibility by allowing you to add properties throughout the policy term, ensuring your portfolio remains protected as it expands. With the dynamic nature of real estate investing, SES provides a fluid approach to portfolio and risk management, helping you focus on what matters most—your clients and their investments.

Tailored Coverage for Multi Family, Condo, and Habitational Risks

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Property Insurance

Multi Family options include all construction types with $5m per building, $10m per property, up to $50m TIV. Properties should be three stories or less with long-term leases. Available nationwide, excluding FL, AK, HI. Coverages include:

  • Building
  • Loss of rents
  • Ordinance & Law
  • Equipment breakdown
  • Water back-up
  • Newly acquired or constructed buildings
  • Outdoor trees, shrubs, and plants
  • No coinsurance
  • No minimum earned premium
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Liability Insurance

Multi Family coverage provides first dollar liability. Standard limits include:

  • $1,000,000 per occurrence/ $2,000,000 general aggregate
  • Bodily injury property damage liability
  • $100,000 fire damage (per occurrence)
  • Medical payments of $5,000 per person
  • Personal and advertising injury
  • Premises liability

The SES Risk Solutions Difference

With over three decades of experience, SES combines industry expertise with innovative technology to offer unmatched insurance solutions for real estate investors. Our platforms, QUBIE and TIMS, streamline the process while providing tailored coverage for your properties. Partner with SES for trusted, comprehensive protection backed by years of proven success.

Time-Saving Landlord Insurance Programs for Agents and Brokers

SES is the leading provider of insurance services for large real estate portfolios, supported by A-rated carriers. Our Multi Family Landlord Insurance Program offers flexible master policy options, including monthly reporting or annual policies with a common expiration date across all properties.

If you're ready to offer SES Multi Family Insurance to your clients, contact us today at 657.261.2462.